Radhika Dholakia-Lipton founded RADD LLC. to provide financial institutions with an all-in-one level of expertise that was missing in the market: internal auditing and compliance consulting, cost-saving technology, and customized compliance solutions – all from one experienced and trusted firm.
Based in Santa Ana, California, RADD has a proven track record of success with clients nationwide. Our mission is to help financial institutions translate their vision into actions that optimize returns while mitigating risk and protecting their brand’s reputation.
Radhika knows that when it comes to internal auditing and compliance consulting, experience matters. Her own impressive background spans all phases of compliance, operations, and risk management for leading financial institutions and is rivaled only by the experience and credentials of her hand-picked team of former senior compliance leaders and examiners, averaging 25 years of industry experience. The RADD team diligently stays abreast of regulatory trends and regularly speaks at conferences and shares their expertise via whitepaper and educational webinars.
A banking industry veteran, Radhika has personally been responsible for helping several banking institutions successfully pass their regulatory examinations and excels in policy and procedure development, audit management, and leveraging technology to streamlining processes and reduce costs.
With RADD – Risk Advisory, Direction and Delivery – clients have access to internal auditing expertise and a compliance consultant partner passionately obsessed with avoiding and remedying issues. Knowing that no two financial institutions are alike, we listen and customize the right approach and team to meet your unique needs.
With the RADD team on your side, you can transfer your worries about regulatory compliance to us – letting you focus on what your organization does best.
Radhika Dholakia-Lipton, Founder
B.S. Business Administration
Radhika has more than 31 years of experience in the banking industry, with an impressive background spanning all phases of compliance, operations, and risk management for leading financial institutions. Radhika has been responsible for helping several banking institutions successfully pass their regulatory examinations. She excels in policy and procedure development, audit management, and streamlining processes through the use of technology. Prior to stating her own compliance and internal audit firm, Radhika held position such as Program Director of Retail Audit for Cititgroup, Chief Banking Officer, Chief Compliance Officer, Chief Risk Officer and BSA Officer. She has experience in working with large institutions to starting a de novo. Radhika is active in the speaking circuit and regularly presents on risk management topics including banking high-risk programs. Radhika is passionate about what she does and dedicated to the success of her clients.
Meet The Team
Meet our team and find out why their exceptional experience, credentials and values make RADD People our greatest asset.
Our Clients Say It Best
Director of Operations
$300M Bank in Southern California
“Our bank hired Radhika from RADD LLC to serve as the Interim Compliance and BSA Officer with the sudden departure of the long term compliance officer. It was discovered that Compliance and BSA functions were severely neglected. Over the course of the year with us, she brought our programs current and in compliance with current regulations such as bringing board policies current, updated the BSA Software, and performed extensive reviews of client accounts. As a result, we successfully passed our Safety and Soundness exam and the EIC specifically commented on the work performed by RADD LLC. Radhika and her team are very knowledgeable in all aspects of compliance, I highly recommend RADD LLC for any project, regardless of size."
$300M Community Bank in Southern California
"Frank was a pleasure and easy to work with. Frank is knowledgeable and extremely helpful, he assisted our bank with managing the CCPA project and process, making recommendations for the project plan and assignment of tasks. He was professional and prompt in reviewing documents, providing feedback, and keeping us on task by following-up with deadlines. Everyone on our team enjoyed working with him."
Chief Credit Officer
$300M Bank in Orange County California
"I have had the pleasure of Radhika S. Dholakia assisting with the Partners Bank of California CRA Program. Radhika has been instrumental in reviewing our current CRA program and recommending changes. The areas that Radhika assisted included the CRA Policy, Self-Assessment, Performance Context, referring the Bank to a company that gives the Bank the ability to run our own Self-Assessment at any time. Radhika was on-site and available by phone or email (even while on vacation in Europe)! I cannot say enough about Radhika and how much she has prepared the Bank this CRA Officer for our CRA Program and upcoming CRA Exam."
VP - Enterprise Risk Management
Federal Credit Union in Southern California
Anyone looking for a great audit company should consider RADD. Radhika and her team of audit pros are great to work with, super thorough, and cost efficient. I've enjoyed working with the team through 4 audits in 2020 and our Supervisory Committee appreciates the report quality. I highly recommend this group. Feel free to reach out for my reference!
"Radhika's work product is excellent. She is thorough, detailed and her narratives were clear, concise, and effectively outlined the Bank's efforts to meet CRA regulatory requirements."
"Radd has Radically improved our vendor management process, they are awesome."
"I would highly recommend Rhadika Dholakia for her knowledge and expertise in all areas of Regulatory Compliance, particularly Community Reinvestment Act compliance."