by Radhika Lipton | Jul 28, 2024 | RADD BUZZ
Jump to section Toggle Understanding RTP and FedNow and Their Difference RTPFedNowWhat is the difference between RTP and FedNow?Key Regulations That Affect RTP and FedNow Regulatory Risks Associated with RTP and FedNow1. Liquidity Risks2. Third-Party Risks3. Fraud... 
by Radhika Lipton | Jul 19, 2024 | RADD BUZZ
Jump to section Toggle What is the Secure and Fair Enforcement for Mortgage Licensing ( SAFE ) Act? Key Provisions of the Secure and Fair Enforcement for Mortgage Licensing ActHow to Comply with SAFE Act Requirements1. Registration and Licensing Compliance:2. Record... 
by Radhika Lipton | Jul 19, 2024 | RADD BUZZ
Jump to section Toggle What is the Fair Credit Reporting Act (FCRA)?Objectives of the FCRAThe FCRA governs the behavior of three main types of entities:Key Provisions of the Fair Credit Reporting ActRights of ConsumersObligations for Consumer Reporting... 
by Radhika Dholakia-Lipton | Jul 19, 2024 | RADD BUZZ
Jump to section Toggle What is the Fair Debt Collection Practices Act (FDCPA)?History and Purpose of the Fair Debt Collection Practices ActKey Objectives of the Fair Debt Collection Practices ActScope of the LawKey Provisions of the Fair Debt Collection Practices... 
by Radhika Lipton | Jul 19, 2024 | RADD BUZZ
Jump to section Toggle What is Regulation E or the Electronic Fund Transfer Act (EFTA)?Scope and Coverage of the Electronic Fund Transfer Act Key Provisions of Regulation E1. Consumer Disclosures:2. Error Resolution Procedures:3. Liability Limits for Unauthorized... 
by Radhika Lipton | Jul 19, 2024 | RADD BUZZ
Jump to section Toggle What is the Truth in Lending Act (TILA) or Regulation Z?Purpose of the RegulationScope of the Truth in Lending ActKey Requirements of Regulation ZImplications of Non-ComplianceEnsuring Compliance: Best PracticesHow RADD Can HelpConclusion In... 
by Radhika Lipton | Jul 19, 2024 | RADD BUZZ
Jump to section Toggle What is the Regulation Truth in Savings Act ( DD)?Key Provisions of Regulation Truth in Savings Act ( DD )Role of the Consumer Financial Protection Bureau (CFPB)History of the Regulation of Truth in Savings Act DD/TISAThe Genesis of Truth in... 
by Radhika Lipton | Jul 19, 2024 | RADD BUZZ
Jump to section Toggle What is the Regulation Collection of Checks Act (CC) ?Purpose of the RegulationMain Components of Regulation Collection of Checks ActKey Requirements of Regulation the Collection of Checks ActAvailability Schedules for DepositsException... 
by Radhika Lipton | Jul 19, 2024 | RADD BUZZ
Jump to section Toggle What is the Home Mortgage Disclosure Act (HMDA)?Purpose of HMDAWho Must Comply?Key Provisions of the Home Mortgage Disclosure Act (HMDA)Reporting Process Under HMDARegulatory Review and Compliance CheckCommon Challenges in HMDA... 
by Radhika Lipton | Jul 19, 2024 | RADD BUZZ
Jump to section Toggle What is the Real Estate Settlement Procedures Act (RESPA)?Key Provisions of RESPAHistory and Regulatory Oversight of RESPARESPA Requirements: Disclosure and Transparency in Real Estate TransactionsComprehensive Information DisclosureProhibitions...