by Steve Tabick | Apr 8, 2026 | RADD BUZZ
Independent testing has become one of the most telling indicators of a financial institution’s commitment to a strong BSA/AML compliance program. Regulators no longer view it as a simple checklist item – it’s the proof point that demonstrates whether your...
by Steve Tabick | Mar 30, 2026 | RADD BUZZ
Marketing has become one of the most visible sources of consumer protection risk for financial organizations. As campaigns move faster across websites, mobile apps, email, social media, and partner channels, it’s easier than ever for bold promises, teaser offers, and...
by Steve Tabick | Mar 25, 2026 | RADD BUZZ
Artificial intelligence is reshaping how lenders make credit decisions, from faster underwriting to more tailored pricing. For banks and fintechs, these tools promise efficiency and potential access gains for borrowers traditional models may miss. Fair lending laws,...
by Steve Tabick | Mar 17, 2026 | RADD BUZZ
Marketing is often where UDAAP risk shows up first. The bold promises, eye‑catching headlines, and fast‑moving campaigns that drive growth can also create unfair, deceptive, or abusive impressions if they’re not carefully managed. For banks and fintechs competing in...
by Steve Tabick | Mar 10, 2026 | RADD BUZZ
As privacy regulations continue to expand, financial organizations face growing pressure to look beyond the decades-old framework of the Gramm-Leach-Bliley Act (GLBA). Today’s privacy environment is shaped by evolving consumer expectations, state laws like the CPRA,...
by Steve Tabick | Feb 13, 2026 | RADD BUZZ
Artificial intelligence and machine learning are no longer experimental tools sitting in innovation labs – they are embedded in how financial organizations detect fraud, underwrite credit, personalize marketing, and even manage compliance. As these models move...
by Steve Tabick | Feb 2, 2026 | RADD BUZZ
Internal audit work often breaks down in the same three places: the scope is too generic, the sampling is hard to defend, and the workpapers don’t actually prove what the report says they do. Regulators and external stakeholders quickly notice this, which is why so...
by Steve Tabick | Jan 26, 2026 | RADD BUZZ
Most financial organizations enter exam season knowing they are carrying open issues, documentation gaps, and process inconsistencies – but without a clear, time‑bound plan to close them before regulators arrive. The result is a familiar pattern: last‑minute...
by Steve Tabick | Jan 19, 2026 | RADD BUZZ
Annual audit planning often starts in the wrong place. Teams spend Q1 responding to exam reports, updating policies, and closing out 2025 findings, then turn around and build a 2026 audit plan that looks a lot like last year’s – same areas, similar timing, a few...
by Steve Tabick | Jan 13, 2026 | RADD BUZZ
A Compliance Management System (CMS) is supposed to be the engine that keeps a financial organization exam‑ready – yet in practice it often becomes a static set of policies, risk assessments, and board decks that look good on paper but do little to prevent...
