by Steve Tabick | Aug 25, 2026 | RADD BUZZ
Most compliance teams treat UDAAP and fair lending as separate workstreams. Different regulations, different testing methodologies, often different teams entirely. That separation made sense when credit decisions were made by underwriters following documented...
by Steve Tabick | Aug 17, 2026 | RADD BUZZ
Fair lending compliance requires more than a written policy or annual training. Risk can arise throughout the credit lifecycle, including marketing, application intake, underwriting, pricing, exceptions, servicing, and third-party relationships. As financial...
by Steve Tabick | Aug 12, 2026 | RADD BUZZ
As financial organizations increasingly rely on automated underwriting, machine learning, and AI-driven decisioning, the question is no longer just whether a model works, but whether it can be explained. In an environment shaped by fair lending expectations, audit...
by Steve Tabick | Aug 3, 2026 | RADD BUZZ
AI is now embedded in some of the most important decisions financial institutions make, from detecting suspicious activity and fraud to making credit decisions. As these models become more widely used, supervisors are paying closer attention to how firms govern, test,...
by Steve Tabick | Jul 27, 2026 | RADD BUZZ
Banking‑as‑a‑Service, embedded finance, and multi‑layer fintech partnerships have moved from experimental to mainstream, with retail brands, marketplaces, and software platforms routinely offering accounts, cards, lending, and payments through stacked sponsor banks,...
