by Steve Tabick | Jul 27, 2026 | RADD BUZZ
Banking‑as‑a‑Service, embedded finance, and multi‑layer fintech partnerships have moved from experimental to mainstream, with retail brands, marketplaces, and software platforms routinely offering accounts, cards, lending, and payments through stacked sponsor banks,...
by Steve Tabick | Jul 21, 2026 | RADD BUZZ
Consumers increasingly expect financial apps to offer instant approvals, one‑tap onboarding, and seamless day‑to‑day interactions. At the same time, regulators are doubling down on outcomes‑focused consumer protection, scrutinizing how products are presented, how fees...
by Steve Tabick | Jul 14, 2026 | RADD BUZZ
Regulators and sponsor banks now expect fintech‑driven financial organizations to pair streamlined, innovative products with bank‑grade compliance and governance. As digital services, embedded finance, and real‑time payments expand, informal controls and ad‑hoc...
by Brian Montes | Jul 6, 2026 | RADD BUZZ
I recently worked with a community bank that found itself in a situation many institutions quietly worry about. They had a full‑scope regulatory examination scheduled for October. Their vendor management program was established and generally well‑run, but the person...
by Brian Montes | Jun 29, 2026 | RADD BUZZ
At many payment companies, the first serious BSA/AML audit does not happen because someone internally planned it. It happens because a sponsor bank suddenly says, “You need to get a BSA/AML audit done.” If you are new in the risk seat at an ISO or a...
by Steve Tabick | Jun 23, 2026 | RADD BUZZ
Bank–fintech partnerships have moved from niche experiments to core infrastructure for many financial organizations. Embedded finance, banking-as-a-service, and sponsor bank models now sit behind a growing share of consumer and small-business products – cards,...
