by Steve Tabick | Aug 25, 2025 | RADD BUZZ
Loan officers are on the front lines of lending. Every interaction, every decision, and every exception they make can directly impact whether an institution is upholding its fair lending obligations – or exposing itself to risk. Because loan officers often...
by Steve Tabick | Aug 19, 2025 | RADD BUZZ
Fair lending remains one of the most active areas of regulatory enforcement, and 2025 is shaping up to be a year of even closer scrutiny. Federal agencies – including the CFPB, DOJ, OCC, FDIC, NCUA, and HUD – are sharpening their focus on practices that...
by Steve Tabick | Aug 11, 2025 | RADD BUZZ
Underwriting and pricing are at the heart of lending decisions – and two of the most common areas where fair lending risk emerges. Whether your institution relies on manual decision-making, automated scoring models, or a combination of both, bias can...
by Steve Tabick | Aug 7, 2025 | RADD BUZZ
Fair lending compliance remains a top priority for regulators – and a growing concern for financial institutions of all sizes. Whether you’re a community bank, credit union, or fintech lender, regulators like the CFPB, DOJ, and prudential regulators expect...
by Steve Tabick | Jul 22, 2025 | RADD BUZZ
In today’s regulatory environment, change is constant – and accelerating. From evolving consumer protection rules and increased scrutiny on third-party partnerships, to the growing presence of AI, crypto, and real-time payments, financial institutions and...
by Steve Tabick | Jul 16, 2025 | RADD BUZZ
In today’s rapidly evolving regulatory landscape, financial institutions can’t afford to be caught off guard. From shifts in BSA/AML expectations and UDAAP enforcement to emerging areas like AI governance, ESG disclosures, and crypto oversight, regulators are making...