by Steve Tabick | Jul 14, 2026 | RADD BUZZ
Regulators and sponsor banks now expect fintech‑driven financial organizations to pair streamlined, innovative products with bank‑grade compliance and governance. As digital services, embedded finance, and real‑time payments expand, informal controls and ad‑hoc...
by Brian Montes | Jul 6, 2026 | RADD BUZZ
I recently worked with a community bank that found itself in a situation many institutions quietly worry about. They had a full‑scope regulatory examination scheduled for October. Their vendor management program was established and generally well‑run, but the person...
by Brian Montes | Jun 29, 2026 | RADD BUZZ
At many payment companies, the first serious BSA/AML audit does not happen because someone internally planned it. It happens because a sponsor bank suddenly says, “You need to get a BSA/AML audit done.” If you are new in the risk seat at an ISO or a...
by Steve Tabick | Jun 23, 2026 | RADD BUZZ
Bank–fintech partnerships have moved from niche experiments to core infrastructure for many financial organizations. Embedded finance, banking-as-a-service, and sponsor bank models now sit behind a growing share of consumer and small-business products – cards,...
by Steve Tabick | Jun 15, 2026 | RADD BUZZ
There is a common assumption in internal audit that speed comes at the expense of quality. Faster audits are often seen as less thorough, while more detailed audits tend to take longer to complete. In practice, neither approach works well. Slow audits strain internal...
by Steve Tabick | Jun 9, 2026 | RADD BUZZ
Financial crime risk is evolving faster than many compliance programs. Real-time payments, global digital channels, complex mule networks, and the convergence of fraud, AML, and cyber threats are stretching legacy rules engines and manual workflows beyond their...
