In today’s fast-paced regulatory environment, staying compliant includes building an ecosystem of tools and partnerships that support scalable, efficient, and audit-ready operations. As financial institutions and fintech companies navigate evolving expectations from regulators and partner banks, leveraging the right compliance technologies and expert services can make all the difference.
At RADD, we work with a range of trusted partners that help our clients streamline compliance processes, strengthen internal controls, and reduce risk exposure. In this post, we’re highlighting five standout tools and services that are driving real value for institutions across the industry.
1. Ncontracts: Centralizing Risk and Compliance Management
Managing risk and compliance across multiple departments, systems, and third parties can quickly become overwhelming—especially for growing financial institutions and fintechs. Ncontracts offers a centralized platform that brings together vendor management, enterprise risk, compliance, audit, and policy management into a single, streamlined solution.
With Ncontracts, organizations can:
- Track and manage third-party risk with built-in due diligence workflows
- Maintain up-to-date policy libraries with version control and attestation features
- Automate compliance task management and audit preparation
- Monitor regulatory change and align internal processes accordingly
The platform’s intuitive dashboards and reporting tools provide transparency and accountability across the compliance program—helping institutions stay organized, exam-ready, and in control.
RADD regularly supports clients in optimizing how they use Ncontracts, whether through setting up workflows, preparing for exams, or aligning the system with internal controls and risk assessments. It’s a powerful tool—and when paired with the right compliance strategy, it becomes even more effective.
2. Shield Compliance: Purpose-Built for Cannabis Banking
Banking cannabis-related businesses (CRBs) presents a unique set of regulatory challenges. From enhanced due diligence to frequent SAR filings, financial institutions need specialized tools to manage the elevated risks and scrutiny that come with serving this sector. Shield Compliance offers a comprehensive BSA/AML solution tailored specifically for cannabis banking.
Shield’s platform includes:
- Automated transaction monitoring designed for cash-intensive CRBs
- Real-time alerts and SAR workflow tools to streamline suspicious activity investigations
- CRB onboarding and documentation modules that support enhanced due diligence
- Ongoing monitoring capabilities that align with FinCEN guidance
Shield enables institutions to maintain transparency and control while meeting the stringent regulatory expectations associated with high-risk customer segments.
RADD has partnered with institutions using Shield to conduct independent BSA/AML audits, validate monitoring systems, and ensure compliance frameworks are functioning effectively. For banks and credit unions navigating the cannabis space, Shield is a purpose-built solution that simplifies the complex.
3. Agora: Modular Banking Infrastructure Built for Compliance and Innovation
As financial institutions and fintechs race to deliver modern digital banking experiences, the need for flexible, compliant infrastructure has never been greater. Agora Financial Technologies provides a modular banking platform that enables organizations to build and launch next-generation banking products—without replacing their existing core.
Agora’s platform supports:
- Real-time account opening, funding, and money movement
- Modular integrations for features like card issuance, rewards, and savings tools
- Compliance-aware configurations for account management and customer data handling
- Seamless overlays across legacy systems to avoid costly and disruptive core replacements
By embedding compliance and operational flexibility into its infrastructure, Agora empowers banks and fintechs to scale responsibly while delivering customer-centric digital experiences.
RADD partners with clients leveraging Agora to ensure that new banking products are launched with compliance built in—from risk assessments and policies to vendor oversight and audit readiness. Whether standing up a new embedded finance product or modernizing a legacy system, Agora provides the infrastructure, and RADD helps ensure it’s audit-ready.
4. TrueNorth: Building Scalable, Compliance-Ready Fintech Infrastructure
Building a fintech product or embedded banking solution requires more than great code—it demands an infrastructure that supports scalability, security, and regulatory compliance from day one. TrueNorth is a global fintech software development firm that specializes in designing and implementing financial technology platforms, from core banking integrations to custom APIs.
TrueNorth’s services include:
- End-to-end fintech and BaaS platform development
- API integrations with core systems, KYC/AML providers, and banking partners
- Scalable, cloud-native architecture tailored to financial use cases
- Agile development with an eye toward compliance and security requirements
By focusing on the technical foundations of regulated financial products, TrueNorth ensures its clients can move quickly while still meeting the rigorous demands of their partner banks, regulators, and users.
RADD collaborates with TrueNorth clients to align product development with regulatory expectations – helping build out compliance programs, policies, and risk controls in parallel with the technology. It’s a powerful combination: TrueNorth builds the infrastructure, and RADD ensures it’s audit- and launch-ready.
5. The Fintech Lawyer: Legal Support Aligned with Compliance Realities
Navigating the legal landscape of fintech and financial services requires more than a generalist attorney – it requires legal counsel that understands the regulatory nuances, operational constraints, and compliance risks unique to the industry. That’s where The Fintech Lawyer comes in.
Offering tailored legal services to fintechs, financial institutions, and BaaS partners, The Fintech Lawyer provides:
- Regulatory licensing guidance (state, federal, MSB, lending, etc.)
- Contract structuring for banking-as-a-service, data privacy, and partnerships
- Marketing and disclosure reviews for UDAAP and compliance alignment
- Strategic legal insight throughout the product development lifecycle
Whether you’re launching a new product, negotiating with a Partner Bank, or responding to regulator inquiries, The Fintech Lawyer brings a compliance-conscious legal lens that reduces risk while enabling growth.
RADD frequently collaborates with The Fintech Lawyer to ensure legal and compliance strategies are fully aligned, providing a cohesive approach that supports sound governance, operational readiness, and regulatory approval. It’s legal advice that works hand in hand with your compliance program.
Conclusion
As the regulatory environment continues to evolve, the right mix of technology, legal support, and compliance expertise can make all the difference in maintaining an efficient, scalable, and exam-ready operation. Whether you’re a fintech preparing for launch or a financial institution modernizing your compliance framework, RADD is partnered with powerful tools to help you stay ahead of risk while driving innovation.
Our team helps clients implement, integrate, and optimize compliance programs using the best technologies and partners in the industry.
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