You shouldn't have to carry compliance alone.
RADD is the audit and regulatory compliance partner for community banks, credit unions, fintechs, and crypto-enabled institutions that want clean exams, board confidence, and the freedom to grow without looking over their shoulder.
The role you signed up for has gotten harder every year.
You didn’t take this seat to spend your career chasing findings, defending policy gaps, or hoping the next exam goes better than the last. You took it because you believe your institution deserves to grow — confident in front of regulators, trusted by the board, and free to focus on the work that actually moves the business forward.
You shouldn't have to choose between cost, confidence, and innovation.
- Ongoing findings and repeat issues that erode trust.
- Overworked teams and last-minute fire drills.
- Opportunity costs - missed growth, failed innovation, and frustrated leadership.
Why RADD exists.
RADD was founded in 2019 by Radhika Lipton, a 30-year compliance veteran who spent decades inside financial institutions watching capable, hard-working teams get stretched too thin to be proactive. Audits became reactive. Findings stacked up. Boards lost confidence. And the leaders responsible for protecting their institution’s reputation were the ones quietly carrying the weight.
She built RADD to give those leaders something different — a partner with the depth of a national firm, the responsiveness of an in-house team, and a singular focus on the institutions the largest firms don’t truly understand: community banks under $5B, credit unions, fintechs, and crypto-enabled financial institutions.
Today RADD is led by CEO Brian Montes, with a team of former senior compliance leaders and examiners who have sat in your seat — and your examiner’s. Since 2019, we’ve guided hundreds of audits across the country. We’re 100% U.S.-based. We don’t offshore. And every engagement is built around the same outcome: clean audits, board confidence, and a compliance posture that lets your institution scale without compromise.
- Your next audit? Clean, straightforward, and drama-free.
- Your Audit Committee? Satisfied. Your board? Fully trusting.
- Your team and C-suite? Aligned, less stressed, and future-ready.
- Your compliance journey? Clear, proactive, and always a step ahead.
The team in your corner.
Compliance is personal. The people who guide your institution should know your business — and feel like an extension of your team. Every name below is part of yours.
Brian Montes
CEO, RADD LLC
Carolina Lipton
Client Success Coordinator
Dan Lipton
Chief Marketing Officer
Rose Flisco
Sr. Regulatory Compliance Mngr
Katey Proefke
Vendor Compliance Manager
Steve Tabick
Regulatory Compliance Manager
John Mason
Senior Auditor
Thomas Wilson
Senior Auditor
Alyssa McCoy
Compliance Professional
Shelly Randolph
Senior Auditor
Sandy Groover
Senior Auditor
The R.A.D.D. Compliance Confidence Framework™
You shouldn’t have to figure out where to start. Our four-step framework turns regulatory uncertainty into a clear path forward — built around your institution’s size, business lines, and risk profile.
Reveal Risks
We uncover the regulatory gaps, operational risks, and audit vulnerabilities specific to your institution through a proactive compliance assessment — before an examiner finds them first.
Align & Analyze
We benchmark your current compliance posture against examiner expectations and board priorities, including emerging risks like crypto, fintech partnerships, IT compliance, and privacy laws (CCPA/GLBA).
Design Your Compliance Roadmap
You get a customized, board-ready roadmap with priorities, timelines, resource recommendations, and predictive strategies to eliminate future findings — not just the ones you already know about.
Deliver & Defend
We execute the roadmap alongside your team — through tailored audit engagements or our RADD Assist subscription — and stand with you in front of examiners, the audit committee, and the board.
Why financial institutions trust RADD as their guide.
Not Ready for a Quote? Start Preparing Today!
Download The 2026 Audit Readiness Playbook - Free
Stay ahead of examiners and give your board confidence all year long with this practical, easy-to-implement resource from RADD LLC.
What’s Inside:
- A checklist of key areas examiners are likely to scrutinize in the coming year (based on the latest regulatory trends)
- Sample internal audit calendar templates to organize your compliance efforts
- Tips for getting results - even if your team is running lean
- Quick wins for reducing audit risk and impressing your board
Frequently Asked Questions
What services does RADD LLC provide to banks, credit unions, and fintechs
RADD LLC offers internal audit, regulatory exam readiness, compliance advisory, cryptocurrency and fintech compliance, fractional staffing, policy and procedures development, risk management, remediation solutions, vendor management, and board training. All services are tailored specifically for each institution’s needs.
Does RADD LLC offshore or outsource its audit or compliance work?
No. All of RADD LLC’s audit and compliance work is performed by experienced, U.S.-based professionals. We never offshore or outsource these critical services, ensuring control, security, and quality for your institution.
How does RADD LLC help us prepare for our next regulatory exam or audit?
We provide customized audit readiness assessments, risk-focused checklists, and ongoing regulatory updates. RADD’s experts equip your team with proactive strategies and boardroom-ready reporting to minimize findings and deliver a smooth exam experience.
What makes RADD LLC different from other audit and compliance firms?
RADD LLC is known for its personalized, proactive approach, exclusive focus on credit unions, banks, and fintechs, and its 100% U.S.-based team. We provide actionable solutions, practical resources, and direct support—never a one-size-fits-all methodology.
Can RADD LLC support institutions with limited internal compliance resources or staff?
Yes. RADD LLC specializes in fractional and outsourced compliance staffing and support. Our RADD Assist subscription gives your team ongoing access to expert help, templates, and timely reminders—ideal for lean teams who want continuous compliance confidence.
Talk with us.
If you’re preparing for an exam, rebuilding after one, or trying to get ahead of what’s coming next — let’s talk. We’ll show you exactly what a clean audit, a confident board, and a future-ready compliance posture look like for your institution.
