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Independent Testing Essentials: What Regulators Expect from Third-Party BSA/AML Audits

Independent Testing Essentials: What Regulators Expect from Third-Party BSA/AML Audits

by Steve Tabick | Apr 8, 2026 | RADD BUZZ

Independent testing has become one of the most telling indicators of a financial institution’s commitment to a strong BSA/AML compliance program. Regulators no longer view it as a simple checklist item – it’s the proof point that demonstrates whether your...
Designing a Compliant Marketing Oversight Program: Lessons from CFPB Enforcement Trends

Designing a Compliant Marketing Oversight Program: Lessons from CFPB Enforcement Trends

by Steve Tabick | Mar 30, 2026 | RADD BUZZ

Marketing has become one of the most visible sources of consumer protection risk for financial organizations. As campaigns move faster across websites, mobile apps, email, social media, and partner channels, it’s easier than ever for bold promises, teaser offers, and...
AI and Fair Lending: Understanding Model Risk in Credit Decisioning

AI and Fair Lending: Understanding Model Risk in Credit Decisioning

by Steve Tabick | Mar 25, 2026 | RADD BUZZ

Artificial intelligence is reshaping how lenders make credit decisions, from faster underwriting to more tailored pricing. For banks and fintechs, these tools promise efficiency and potential access gains for borrowers traditional models may miss. Fair lending laws,...
UDAAP Risks in Bank Marketing: Five Common Pitfalls and How to Avoid Them

UDAAP Risks in Bank Marketing: Five Common Pitfalls and How to Avoid Them

by Steve Tabick | Mar 17, 2026 | RADD BUZZ

Marketing is often where UDAAP risk shows up first. The bold promises, eye‑catching headlines, and fast‑moving campaigns that drive growth can also create unfair, deceptive, or abusive impressions if they’re not carefully managed. For banks and fintechs competing in...
Beyond GLBA: Are Your Vendor Contracts Keeping Up with Modern Privacy Expectations?

Beyond GLBA: Are Your Vendor Contracts Keeping Up with Modern Privacy Expectations?

by Steve Tabick | Mar 10, 2026 | RADD BUZZ

As privacy regulations continue to expand, financial organizations face growing pressure to look beyond the decades-old framework of the Gramm-Leach-Bliley Act (GLBA). Today’s privacy environment is shaped by evolving consumer expectations, state laws like the CPRA,...
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Recent Posts

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  • Future-Ready Compliance: How Financial Organizations Can Align CMS and Governance with Innovation Mandates
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