by Steve Tabick | Sep 24, 2025 | RADD BUZZ
Fintech–bank partnerships have become the engine driving innovation in financial services. From digital banking apps to buy-now-pay-later platforms, fintechs depend on sponsor banks to deliver regulated products at scale. But with opportunity comes risk: regulators...
by Steve Tabick | Sep 16, 2025 | RADD BUZZ
The regulatory environment is evolving faster than ever, driven by new technologies, shifting consumer expectations, and heightened oversight. Yet many organizations still rely on static, check-the-box compliance programs that struggle to keep up. To stay ahead,...
by Steve Tabick | Aug 25, 2025 | RADD BUZZ
Loan officers are on the front lines of lending. Every interaction, every decision, and every exception they make can directly impact whether an institution is upholding its fair lending obligations – or exposing itself to risk. Because loan officers often...
by Steve Tabick | Aug 19, 2025 | RADD BUZZ
Fair lending remains one of the most active areas of regulatory enforcement, and 2025 is shaping up to be a year of even closer scrutiny. Federal agencies – including the CFPB, DOJ, OCC, FDIC, NCUA, and HUD – are sharpening their focus on practices that...
by Steve Tabick | Aug 11, 2025 | RADD BUZZ
Underwriting and pricing are at the heart of lending decisions – and two of the most common areas where fair lending risk emerges. Whether your institution relies on manual decision-making, automated scoring models, or a combination of both, bias can...
