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Fair Lending Enforcement Trends: What We’re Seeing in 2025

Fair Lending Enforcement Trends: What We’re Seeing in 2025

by Steve Tabick | Aug 19, 2025 | RADD BUZZ

Fair lending remains one of the most active areas of regulatory enforcement, and 2025 is shaping up to be a year of even closer scrutiny. Federal agencies – including the CFPB, DOJ, OCC, FDIC, NCUA, and HUD – are sharpening their focus on practices that...
Detecting and Addressing Bias in Your Underwriting and Pricing Models

Detecting and Addressing Bias in Your Underwriting and Pricing Models

by Steve Tabick | Aug 11, 2025 | RADD BUZZ

Underwriting and pricing are at the heart of lending decisions – and two of the most common areas where fair lending risk emerges. Whether your institution relies on manual decision-making, automated scoring models, or a combination of both, bias can...
5 Top Findings in Fair Lending Audits – And How to Avoid Them

5 Top Findings in Fair Lending Audits – And How to Avoid Them

by Steve Tabick | Aug 7, 2025 | RADD BUZZ

Fair lending compliance remains a top priority for regulators – and a growing concern for financial institutions of all sizes. Whether you’re a community bank, credit union, or fintech lender, regulators like the CFPB, DOJ, and prudential regulators expect...
Future-Proofing Your Compliance Program: 6 Strategic Moves to Make Now

Future-Proofing Your Compliance Program: 6 Strategic Moves to Make Now

by Steve Tabick | Jul 22, 2025 | RADD BUZZ

In today’s regulatory environment, change is constant – and accelerating. From evolving consumer protection rules and increased scrutiny on third-party partnerships, to the growing presence of AI, crypto, and real-time payments, financial institutions and...
The Role of Internal Audit in Preparing for Regulatory Shifts

The Role of Internal Audit in Preparing for Regulatory Shifts

by Steve Tabick | Jul 16, 2025 | RADD BUZZ

In today’s rapidly evolving regulatory landscape, financial institutions can’t afford to be caught off guard. From shifts in BSA/AML expectations and UDAAP enforcement to emerging areas like AI governance, ESG disclosures, and crypto oversight, regulators are making...
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Recent Posts

  • Generative AI in Lending: Chatbots, AI Underwriting Assistants, and the New Fair Lending Blind Spots
  • Consumer Complaints as an Early Warning System for AI Fair Lending Risk
  • UDAAP Meets Fair Lending: Where AI-Driven Decisioning Creates Overlapping Risk
  • Fair Lending Controls Every Financial Organization Should Have in Place
  • Why Explainability Is Now a Fair Lending Priority
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