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What Regulators Are Saying About Fintech BSA Programs in 2026

What Regulators Are Saying About Fintech BSA Programs in 2026

by Steve Tabick | Apr 28, 2026 | RADD BUZZ

Over the past few years, the line between traditional banking and fintech has blurred. Sponsor banks, BaaS platforms, and app‑based financial products now share customers, data, and infrastructure in ways that would have been hard to imagine a decade ago. In 2026,...
The Five Pillars of BSA Compliance: Beyond the Basics

The Five Pillars of BSA Compliance: Beyond the Basics

by Steve Tabick | Apr 21, 2026 | RADD BUZZ

Most financial organizations can list the five pillars of BSA compliance without thinking twice. The challenge isn’t knowing them – it’s proving to examiners that each pillar actually lives inside day-to-day operations. Policies, risk assessments, and board...
Building a Risk-Based BSA/AML Program That Examiners Respect: Key Elements Regulators Prioritize and How to Tailor Policies by Institution Size and Risk Profile

Building a Risk-Based BSA/AML Program That Examiners Respect: Key Elements Regulators Prioritize and How to Tailor Policies by Institution Size and Risk Profile

by Steve Tabick | Apr 13, 2026 | RADD BUZZ

Over the past few years, regulators have made one message unmistakably clear: a successful BSA/AML program isn’t about size – it’s about structure. Examiners no longer reward institutions for doing “more”; they respect programs that demonstrate a clear,...
Independent Testing Essentials: What Regulators Expect from Third-Party BSA/AML Audits

Independent Testing Essentials: What Regulators Expect from Third-Party BSA/AML Audits

by Steve Tabick | Apr 8, 2026 | RADD BUZZ

Independent testing has become one of the most telling indicators of a financial institution’s commitment to a strong BSA/AML compliance program. Regulators no longer view it as a simple checklist item – it’s the proof point that demonstrates whether your...
Designing a Compliant Marketing Oversight Program: Lessons from CFPB Enforcement Trends

Designing a Compliant Marketing Oversight Program: Lessons from CFPB Enforcement Trends

by Steve Tabick | Mar 30, 2026 | RADD BUZZ

Marketing has become one of the most visible sources of consumer protection risk for financial organizations. As campaigns move faster across websites, mobile apps, email, social media, and partner channels, it’s easier than ever for bold promises, teaser offers, and...
AI and Fair Lending: Understanding Model Risk in Credit Decisioning

AI and Fair Lending: Understanding Model Risk in Credit Decisioning

by Steve Tabick | Mar 25, 2026 | RADD BUZZ

Artificial intelligence is reshaping how lenders make credit decisions, from faster underwriting to more tailored pricing. For banks and fintechs, these tools promise efficiency and potential access gains for borrowers traditional models may miss. Fair lending laws,...
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  • Exam‑Ready Vendor Management When Your Key Person Is Out
  • Your First BSA/AML Audit as an ISO or Payment Facilitator – A Practical Game Plan
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