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Fair Lending Enforcement Trends: What We’re Seeing in 2025

Fair Lending Enforcement Trends: What We’re Seeing in 2025

by Steve Tabick | Aug 19, 2025 | RADD BUZZ

Fair lending remains one of the most active areas of regulatory enforcement, and 2025 is shaping up to be a year of even closer scrutiny. Federal agencies – including the CFPB, DOJ, OCC, FDIC, NCUA, and HUD – are sharpening their focus on practices that...
Detecting and Addressing Bias in Your Underwriting and Pricing Models

Detecting and Addressing Bias in Your Underwriting and Pricing Models

by Steve Tabick | Aug 11, 2025 | RADD BUZZ

Underwriting and pricing are at the heart of lending decisions – and two of the most common areas where fair lending risk emerges. Whether your institution relies on manual decision-making, automated scoring models, or a combination of both, bias can...
5 Top Findings in Fair Lending Audits – And How to Avoid Them

5 Top Findings in Fair Lending Audits – And How to Avoid Them

by Steve Tabick | Aug 7, 2025 | RADD BUZZ

Fair lending compliance remains a top priority for regulators – and a growing concern for financial institutions of all sizes. Whether you’re a community bank, credit union, or fintech lender, regulators like the CFPB, DOJ, and prudential regulators expect...
Future-Proofing Your Compliance Program: 6 Strategic Moves to Make Now

Future-Proofing Your Compliance Program: 6 Strategic Moves to Make Now

by Steve Tabick | Jul 22, 2025 | RADD BUZZ

In today’s regulatory environment, change is constant – and accelerating. From evolving consumer protection rules and increased scrutiny on third-party partnerships, to the growing presence of AI, crypto, and real-time payments, financial institutions and...
The Role of Internal Audit in Preparing for Regulatory Shifts

The Role of Internal Audit in Preparing for Regulatory Shifts

by Steve Tabick | Jul 16, 2025 | RADD BUZZ

In today’s rapidly evolving regulatory landscape, financial institutions can’t afford to be caught off guard. From shifts in BSA/AML expectations and UDAAP enforcement to emerging areas like AI governance, ESG disclosures, and crypto oversight, regulators are making...
Best Practices for Tracking and Implementing Regulatory Changes

Best Practices for Tracking and Implementing Regulatory Changes

by Steve Tabick | Jul 8, 2025 | RADD BUZZ

In today’s regulatory environment, change is accelerating. Financial institutions and fintech companies face an evolving patchwork of rules from federal and state regulators, each with its own expectations, timelines, and interpretations. From new consumer protection...
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