by Steve Tabick | Jun 23, 2026 | RADD BUZZ
Bank–fintech partnerships have moved from niche experiments to core infrastructure for many financial organizations. Embedded finance, banking-as-a-service, and sponsor bank models now sit behind a growing share of consumer and small-business products – cards,...
by Steve Tabick | Jun 15, 2026 | RADD BUZZ
There is a common assumption in internal audit that speed comes at the expense of quality. Faster audits are often seen as less thorough, while more detailed audits tend to take longer to complete. In practice, neither approach works well. Slow audits strain internal...
by Steve Tabick | Jun 9, 2026 | RADD BUZZ
Financial crime risk is evolving faster than many compliance programs. Real-time payments, global digital channels, complex mule networks, and the convergence of fraud, AML, and cyber threats are stretching legacy rules engines and manual workflows beyond their...
by Steve Tabick | May 27, 2026 | RADD BUZZ
There is a common assumption in internal audit that speed comes at the expense of quality. Faster audits are often seen as less thorough, while more detailed audits tend to take longer to complete. In practice, neither approach works well. Slow audits strain internal...
by Steve Tabick | May 21, 2026 | RADD BUZZ
For many institutions, audit issue tracking starts with a spreadsheet. It feels simple, flexible, and easy to manage. Early on, it works. A handful of findings are tracked, owners are assigned, and progress is easy to follow. That simplicity fades quickly. As findings...
by Steve Tabick | May 12, 2026 | RADD BUZZ
On paper, most audit plans look solid. They cover all the required areas, follow a structured schedule, and check the boxes regulators expect to see. But in practice, many of these plans fall apart once execution begins. The issue isn’t effort – it’s focus. Too...
by Steve Tabick | May 7, 2026 | RADD BUZZ
Internal audit can feel like a constant balancing act. On one hand, expectations keep growing – more regulatory scrutiny, broader risk coverage, tighter timelines. On the other, most institutions are working with limited staff, limited bandwidth, and a long list...
by Steve Tabick | Apr 28, 2026 | RADD BUZZ
Over the past few years, the line between traditional banking and fintech has blurred. Sponsor banks, BaaS platforms, and app‑based financial products now share customers, data, and infrastructure in ways that would have been hard to imagine a decade ago. In 2026,...
by Steve Tabick | Apr 21, 2026 | RADD BUZZ
Most financial organizations can list the five pillars of BSA compliance without thinking twice. The challenge isn’t knowing them – it’s proving to examiners that each pillar actually lives inside day-to-day operations. Policies, risk assessments, and board...
by Steve Tabick | Apr 13, 2026 | RADD BUZZ
Over the past few years, regulators have made one message unmistakably clear: a successful BSA/AML program isn’t about size – it’s about structure. Examiners no longer reward institutions for doing “more”; they respect programs that demonstrate a clear,...
