by Steve Tabick | May 21, 2026 | RADD BUZZ
For many institutions, audit issue tracking starts with a spreadsheet. It feels simple, flexible, and easy to manage. Early on, it works. A handful of findings are tracked, owners are assigned, and progress is easy to follow. That simplicity fades quickly. As findings...
by Steve Tabick | May 12, 2026 | RADD BUZZ
On paper, most audit plans look solid. They cover all the required areas, follow a structured schedule, and check the boxes regulators expect to see. But in practice, many of these plans fall apart once execution begins. The issue isn’t effort – it’s focus. Too...
by Steve Tabick | May 7, 2026 | RADD BUZZ
Internal audit can feel like a constant balancing act. On one hand, expectations keep growing – more regulatory scrutiny, broader risk coverage, tighter timelines. On the other, most institutions are working with limited staff, limited bandwidth, and a long list...
by Steve Tabick | Apr 28, 2026 | RADD BUZZ
Over the past few years, the line between traditional banking and fintech has blurred. Sponsor banks, BaaS platforms, and app‑based financial products now share customers, data, and infrastructure in ways that would have been hard to imagine a decade ago. In 2026,...
by Steve Tabick | Apr 21, 2026 | RADD BUZZ
Most financial organizations can list the five pillars of BSA compliance without thinking twice. The challenge isn’t knowing them – it’s proving to examiners that each pillar actually lives inside day-to-day operations. Policies, risk assessments, and board...
by Steve Tabick | Apr 13, 2026 | RADD BUZZ
Over the past few years, regulators have made one message unmistakably clear: a successful BSA/AML program isn’t about size – it’s about structure. Examiners no longer reward institutions for doing “more”; they respect programs that demonstrate a clear,...
by Steve Tabick | Apr 8, 2026 | RADD BUZZ
Independent testing has become one of the most telling indicators of a financial institution’s commitment to a strong BSA/AML compliance program. Regulators no longer view it as a simple checklist item – it’s the proof point that demonstrates whether your...
by Steve Tabick | Mar 30, 2026 | RADD BUZZ
Marketing has become one of the most visible sources of consumer protection risk for financial organizations. As campaigns move faster across websites, mobile apps, email, social media, and partner channels, it’s easier than ever for bold promises, teaser offers, and...
by Steve Tabick | Mar 25, 2026 | RADD BUZZ
Artificial intelligence is reshaping how lenders make credit decisions, from faster underwriting to more tailored pricing. For banks and fintechs, these tools promise efficiency and potential access gains for borrowers traditional models may miss. Fair lending laws,...
by Steve Tabick | Mar 17, 2026 | RADD BUZZ
Marketing is often where UDAAP risk shows up first. The bold promises, eye‑catching headlines, and fast‑moving campaigns that drive growth can also create unfair, deceptive, or abusive impressions if they’re not carefully managed. For banks and fintechs competing in...
