by Steve Tabick | Nov 25, 2025 | RADD BUZZ
As financial institutions and fintechs prepare for the evolving regulatory landscape of 2026, one theme stands out above all others: a strong compliance culture is no longer optional – it’s a strategic necessity. Regulators and partner banks increasingly...
by Steve Tabick | Nov 19, 2025 | RADD BUZZ
As the year winds down, banks, credit unions, and fintechs face one of the most important periods in the compliance cycle: the year-end review. Regulators, auditors, and partner banks rely heavily on annual updates to assess an institution’s overall compliance program...
by Steve Tabick | Nov 10, 2025 | RADD BUZZ
In today’s digital-first financial playground, cybersecurity incidents are no longer a matter of if – but when. From ransomware to credential theft to system outages caused by vendor failures, every organization faces the risk of disruption. For fintechs and...
by Steve Tabick | Oct 28, 2025 | RADD BUZZ
As digital transformation accelerates across the financial landscape, cybersecurity threats has become both a cornerstone of trust and a constant source of concern. Organizations – whether fintechs building next-generation platforms or traditional institutions...
by Steve Tabick | Sep 24, 2025 | RADD BUZZ
Fintech–bank partnerships have become the engine driving innovation in financial services. From digital banking apps to buy-now-pay-later platforms, fintechs depend on sponsor banks to deliver regulated products at scale. But with opportunity comes risk: regulators...
by Steve Tabick | Sep 16, 2025 | RADD BUZZ
The regulatory environment is evolving faster than ever, driven by new technologies, shifting consumer expectations, and heightened oversight. Yet many organizations still rely on static, check-the-box compliance programs that struggle to keep up. To stay ahead,...
by Steve Tabick | Aug 25, 2025 | RADD BUZZ
Loan officers are on the front lines of lending. Every interaction, every decision, and every exception they make can directly impact whether an institution is upholding its fair lending obligations – or exposing itself to risk. Because loan officers often...
by Steve Tabick | Aug 19, 2025 | RADD BUZZ
Fair lending remains one of the most active areas of regulatory enforcement, and 2025 is shaping up to be a year of even closer scrutiny. Federal agencies – including the CFPB, DOJ, OCC, FDIC, NCUA, and HUD – are sharpening their focus on practices that...
by Steve Tabick | Aug 11, 2025 | RADD BUZZ
Underwriting and pricing are at the heart of lending decisions – and two of the most common areas where fair lending risk emerges. Whether your institution relies on manual decision-making, automated scoring models, or a combination of both, bias can...
by Steve Tabick | Aug 7, 2025 | RADD BUZZ
Fair lending compliance remains a top priority for regulators – and a growing concern for financial institutions of all sizes. Whether you’re a community bank, credit union, or fintech lender, regulators like the CFPB, DOJ, and prudential regulators expect...
